What is a Recession?

A recession is a significant decline in economic activity spread across the economy.

Credit: Consumer Handbook to Credit Protection Laws

The Consumer Credit Protection Act of 1968 - which launched Truth in Lending disclosures - was landmark legislation.

Credit: Credit Matters

A credit card is a great financial tool. It can be more convenient to use and carry than cash, and it offers valuable consumer protections.

Credit: Choosing a Credit Card

Shopping around for a credit card can save you money on interest and fees. You'll want to find one with features that match your needs. This information can help you.

Credit: Your Rights in Credit Reporting

A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.

Credit: Credit Reports and Scoring

Find information on getting credit, building a better credit report, credit and divorce and how to get a free credit report, among several helpful topics for optimizing your credit status.

Credit: NeighborWorks Home Ownership Center

NeighborWorks® HomeOwnership Center Sacramento Region (NWHOCSR) works with local residents to improve neighborhoods and positively affect the lives of people in our community.

Unemployment: California Unemployment & Disability

Unemployment: Job Hunt

Unemployment: Cal Jobs

Bankruptcy: Bankruptcy Resources

Bankruptcy: Bankruptcy FAQ

Bankruptcy: U.S. Bankruptcy Court

Bankruptcy: U.S. Trustee Program